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JN Tata Endowment Loan Scholarship

Tata Trusts

A merit-based loan scholarship program providing up to ₹10 Lakhs for Indian students pursuing higher studies abroad, with a partial waiver on timely repayment.

Partially FundedGlobalPostgraduateMerit
Official Application Link →

Full Description

Established in 1892, the JN Tata Endowment for the Higher Education of Indians offers loan scholarships for postgraduate, doctoral, and postdoctoral studies abroad. It is a merit-based scheme where selected scholars may also qualify for a partial 'gift scholarship' and a travel grant based on their academic progress and timely repayment of the loan.

Benefits

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Loan scholarship amount ranging from ₹1,00,000 to ₹10,00,000
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Possibility of a gift scholarship up to ₹7,50,000 based on academic performance
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Possibility of a travel grant up to ₹50,000
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Low interest rate (often waived if repaid on time as per rules)

Eligibility Criteria

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Indian national, under 45 years of age
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Graduate from a recognized Indian university with at least 60% marks
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Admitted to or waiting for admission to a reputed overseas university for higher studies

Required Documents

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Online application form
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Statement of Purpose
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Letter of Recommendation (specifically formatted for the Endowment)
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Academic transcripts
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GRE/GMAT/TOEFL/IELTS scores

Application Process

  1. Register and submit the online application (usually opens in Jan-March)
  2. Take an online test (Thinking Skills Assessment)
  3. Shortlisted candidates undergo a technical interview with subject experts
  4. Final selection and loan disbursal formalities

Important Information

•The Endowment does not require admission letters at the time of initial application.
FundingUp to ₹10 Lakhs (Loan) + Travel Grant
CountryGlobal
Study LevelPostgraduate
CategoryMerit
EligibilityIndian nationals planning to pursue higher education overseas
Apply on Official Site →
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